How do I use Dual Investment?
What is Dual Investment?
Dual Investment is a type of structured products. You invest using one currency (such as USDT), and at maturity, the settlement currency depends on whether the market price reaches a pre-agreed target level.
If the price reaches the target price, the investment will be settled in the alternative currency with pre-agreed return; if it doesn't reach the target price, it's settled in the original currency, while still earning the pre-agreed return.
How do I use Dual Investment?
On the app
Open the OKX app, go to Explore, and select Dual Investment
Select your preferred crypto, and choose between Buy/Sell options for crypto pairs available
Select your preferred options according to the available Term and Target price
Insert your preferred amount in the Subscription Amount field and select Confirm
Read through the order summary, select the dual investment user agreement checkbox, and Confirm to complete the request
On the web
Log in to your account at okx.com and go to Grow > Earn > Dual Investment
Select your preferred crypto and select either the Sell or Buy option
Find your preferred options according to the available Term and Target price, and select Subscribe
Insert your preferred amount in the Subscription Amount field and select Continue
Read through the order summary, select the dual investment user agreement checkbox, and Continue to complete the request
Note: OKX officially launched the Dual Investment Auto-Renewal feature on September 27, 2023, at 12:00 (UTC+8) on both the web and app. This feature applies to both existing and new Dual Investment orders.
To learn more, please refer to the article: What's Dual Investment and how do I use its auto-renewal?
How do I check the transaction history of Dual Investment?
App: Open the OKX app, go to Assets > Earn > Order history > History > Filter by Type and select Structured
Note: It can be located through Assets > Structured (under Allocation Section) > History if users have active subscriptions for dual investment crypto pairs
Web: Log in to your account at okx.com and go to Assets > My Assets > Grow > Dual Investment > Transactions
FAQ
1. Do I need to hold USDT or USDC to subscribe to a Dual Investment product in the ETH/BTC trading pair?
No, you don't have to.
2. Can I redeem a Dual Investment order before the expiration date?
Yes. Early redemption is available for all pairs and products, except for ETH/BTC.
3. When can I redeem my Dual Investment order?
All your Dual Investment products can be redeemed as early as the moment interest started to accrue, and as late as one hour before the product’s expiration time.
For example, if you placed an order with the following details:
Interest accrual time: 09/01/2025, 08:00 UTC
Expiration time: 09/11/2025, 08:00 UTC
Then, you can redeem it at any time between:
Start time: 09/01/2025, 08:00 UTC
End time: 09/11/2025, 07:00 UTC
4. When will my Dual Investment returns be credited to my account?
If your redemption is successful, your crypto will be credited to your Funding account the following day at around 16:00(UTC+8).
5. Does my Dual Investment order early redemption incur a loss?
If you choose to redeem early, you'll be able to review the exact amount of crypto you'll receive. Redeeming early may lead to losses, as the amount could be less than the initial subscription amount.
Choosing early redemption also means you'll only receive the crypto that you used to invest. For example, if you invested BTC, you'll only be able to redeem BTC and won't have the choice of redeeming in USDT.
6. How will I receive the Dual Investment earnings?
Generally, your earnings will be automatically credited to your funding account at around 16:00(UTC+8) on the expiration date. Under certain circumstances, the settlement might be delayed by up to 24 hours.