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Never run out of card balance again: introducing Auto Top-Up for OKX Card

Using crypto for everyday spending has never been easier. But there's one thing that has consistently frustrated OKX Card users: remembering to top up your balance before it runs out.We heard you. Auto Top-Up is here.

What is Auto Top-Up?

Auto Top-Up is a new feature for OKX Card that automatically refills your card balance when it drops below a threshold you set. You choose the trigger amount, you choose how much to add, and you choose where the funds come from. After that, your card handles the rest.No more manual checks. No more declined payments at the wrong moment. Just seamless spending, every time.

Why it matters

The OKX Card lets you spend your crypto anywhere Mastercard is accepted. But keeping on top of your balance has always required a manual step; opening the app, checking your balance, initiating a transfer, waiting for it to land.Auto Top-Up removes that friction entirely. Once it's set up, your balance refills itself automatically the moment it dips below your chosen threshold. You set it once and never have to think about it again.

How to set up Auto Top-Up: a step-by-step guide

Setting up Auto Top-Up takes less than two minutes. Here's how:

  • Step 1: Open the OKX app and navigate to the Pay tab. Tap on your card balance to open the Balance Details screen.

  • Step 2: Tap "Add" button. You'll see this option as a banner on the top right of your screen, just above your deposit amount.

  • Step 3: Set your threshold. This is the balance level that triggers the top-up. For example, if you set €50, your card will automatically top up whenever your balance drops below that amount.

  • Step 4: Choose your top-up amount. Enter how much you want to add each time the threshold is triggered. For example, €100 in USDG.

  • Step 5: Select your funding source. Choose which balance to draw from: EUR balance, USD balance, USDG, or USDC. You can select up to three sources and arrange them in priority order. We'll use the first one, then move to the next if it runs low.

  • Step 6: Optionally, enable top-up from your Trading account. You can allow OKX Pay to draw from your Trading account as a fallback. This is optional and subject to market risk.

  • Step 7: Tap Preview, then Submit. Review your settings on the confirmation screen, then submit. You'll see a confirmation that Auto Top-Up is now active.

That's it. Your card will now top itself up automatically whenever your balance hits the threshold.

A few things worth knowing

Network fees are covered by OKX. Top-ups are processed on X Layer and the network fee is paid by OKX, not you.You can edit or turn it off at any time. Auto Top-Up is fully flexible. Tap "Add" or your "Pay Balance" to adjust your threshold, change your top-up amount, or switch it off entirely.Your settings are confirmed instantly. Once submitted, your Auto Top-Up rule is live immediately. No waiting period.

Spend freely, without the admin

Auto Top-Up is part of our ongoing commitment to making crypto spending as seamless as possible. The OKX Card is built for everyday life, and your balance should keep up with you, automatically.

Disclaimer
This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein.

© 2025 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2025 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2025 OKX.” Some content may be generated or assisted by artificial intelligence (AI) tools. No derivative works or other uses of this article are permitted.

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